FiguresHosted URL

Paycheck Calculator

US take-home pay for 2025 and 2026, federal and all 50 states.

Free. No paid tier, no key. Source on GitHub

What you get

Check a job offer's real pay

Software tester moving to Raleigh, North Carolina

Figures

Tool call	What it did
calculate_take_home_pay	Net pay per biweekly check with federal, FICA and NC tax

Net pay per check and per year, with each tax line. The 401(k) lowers income tax but not Social Security or Medicare.

Example from "Check a job offer's real pay". Invented names, real math from the tools.

Give a salary or hourly rate, a state and a filing status. It returns net pay per paycheck and per year with federal tax, Social Security, Medicare and state tax. It uses the 2025 and 2026 IRS tables, including the mid-2025 standard deduction change.

Made for Job seekers, Employees, Freelancers comparing offers, Small business owners

3 requests, start to finish

Example chats. Each one uses real tools of this server, named as they run. The people and firms are made up.

Paycheck Calculator is free. Pro on the other 49 paid servers: $39 once. Free vs Pro

Example 1 · Software tester moving to Raleigh, North CarolinaCheck a job offer's real pay

I got an offer of $92,000 a year, paid biweekly, single, in North Carolina, with 6% to a 401(k). What's my take-home per check in 2026?
- calculate_take_home_pay Net pay per biweekly check with federal, FICA and NC tax
Net pay per check and per year, with each tax line. The 401(k) lowers income tax but not Social Security or Medicare.

Saves about 15 min (our estimate)
Example 2 · Remote designer in Seattle, WashingtonPick a state for a remote job

Same $110,000 salary: compare take-home in Washington, California, New York and Texas for 2026.
- compare_states_take_home Ranks four states by take-home pay with each state's method
Four states ranked by net pay. Washington and Texas are labeled no_wage_income_tax. California and New York use exact 2026 schedules.

Saves about 20 min (our estimate)
Example 3 · Nurse aide in Columbus, OhioTurn an hourly offer into a salary

I make $24.50 an hour, 40 hours plus 6 overtime hours a week at 1.5x. What's that a year, and what's $58,000 a year per hour?
- hourly_to_salary Weekly, monthly and annual gross with overtime
- salary_to_hourly Hourly, weekly and monthly gross for $58,000
Annual gross with overtime, and $58,000 broken into hourly, weekly, biweekly and monthly gross.

Saves about 5 min (our estimate)

Free, every tool

Free

$0 no key

All tools, no limit found in code

Exact schedules for 7 states. Other states labeled estimate

Hosted URL needs no token and no sign-in (README)

Install free

Limits read from the code: satellites/paycheck-calculator-mcp/src/tools.ts:58 (tool registry; /usr/bin/grep for license|isPro|MCP_LICENSE in src finds nothing)

Install

Works with Claude, Cursor, VS Code and other MCP clients. The hosted URL needs no install at all.

npm paycheck-calculator-mcp

Hosted URLnpxClaude Code

Paste this URL as a custom connector in your MCP client. No token, no sign-in.

Connector URL

https://paycheck-calculator-mcp.lipmichal.workers.dev/mcp

Add this to your MCP client config (Claude Desktop, Cursor, VS Code). Needs Node.js.

{
  "mcpServers": {
    "paycheck-calculator": {
      "command": "npx",
      "args": [
        "-y",
        "paycheck-calculator-mcp"
      ]
    }
  }
}

One command in your terminal.

claude mcp add --transport http paycheck-calculator https://paycheck-calculator-mcp.lipmichal.workers.dev/mcp

# or run it locally
claude mcp add paycheck-calculator -- npx -y paycheck-calculator-mcp

All tools (5)

Tool	What it does
`calculate_take_home_pay`	Net pay per period and per year from annual or per-period gross pay, pay frequency, filing status, state and tax year.
`compare_states_take_home`	The same pay in 2 to 10 states, ranked by take-home pay, with each state's tax and method.
`salary_to_hourly`	Annual salary to hourly, weekly, biweekly, semimonthly and monthly gross pay.
`hourly_to_salary`	Hourly wage, with optional overtime hours and multiplier, to weekly, monthly and annual gross pay.
`get_federal_tax_brackets`	Exact federal brackets and standard deduction for 2025 or 2026 and a filing status, plus the Social Security wage base and Medicare thresholds.

Questions

Are all states exact?

No. California, New York, New Jersey, Illinois, Pennsylvania, Georgia and North Carolina use exact 2026 schedules. Other states are labeled method: estimate.

Which tax years?

2025 and 2026, with the P.L. 119-21 standard deduction and Rev. Proc. 2025-32.

Does it handle 401(k) and HSA?

Yes. A 401(k) lowers income tax only. A payroll HSA lowers income tax, Social Security and Medicare.

Paycheck Calculator

3 requests, start to finish

Free, every tool

Install

All tools (5)

Questions

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