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MCPSTAMP

Your rateLocal install

Hourly Rate

The hourly rate you need to hit your take-home income.

Free. No paid tier, no key.

What you get

Rate to keep USD 60,000

25% tax on profit, 25 h a week, 46 weeks

Figures
LineUSD
Gross needed92,000
Billable hours1,150
Minimum rate80.00 an hour
Example from "Set a rate before going freelance". Invented names, real math from the tools.

Tell it what you want to keep after tax, what the business costs a year, and how many hours you can bill. It returns the minimum hourly rate, the break-even rate and side-by-side what-if scenarios. Pure arithmetic: nothing is stored or sent.

Made for New freelancers, Consultants, Agency owners setting rates

3 requests, start to finish

Example chats. Each one uses real tools of this server, named as they run. The people and firms are made up.

Hourly Rate is free. Pro on the other 49 paid servers: $39 once. Free vs Pro

  1. Example 1 · Developer leaving a job in AustinSet a rate before going freelance

    I want to keep USD 60,000 after tax. Costs are USD 12,000 a year, 25% tax on profit, 25 billable hours a week, 46 weeks.
    • calculate_rate Computes gross revenue and the minimum rate

    USD 92,000 gross over 1,150 billable hours: a minimum of USD 80.00 an hour.

    Saves about 15 min (our estimate)

  2. Example 2 · Part-time illustrator in LodzCover costs first

    My costs are PLN 18,000 a year and I bill 15 hours a week for 44 weeks. What covers the costs alone?
    • break_even Computes the cost-only rate

    PLN 27.27 an hour just to cover costs, before any income.

    Saves about 5 min (our estimate)

  3. Example 3 · UK copywriterCompare three options

    Compare: 30 hours a week, a cheaper GBP 1,200 coworking desk, or a 20% tax rate.
    • what_if Prices each scenario side by side

    Three rates sorted highest first, each naming the input it changed.

    Saves about 15 min (our estimate)

Free, every tool

Free

$0 no key

All three tools, unlimited

Limits read from the code: servers/hourly-rate/SPEC.md (Enforced limits: 'Free on every tier: none of the three tools is gated'); servers/hourly-rate/src/index.ts has no gate

Install

Works with Claude, Cursor, VS Code and other MCP clients. This server runs on your machine.

npm @theluckystrike/mcp-hourly-rate

Download the .mcpb bundle and open it. Claude Desktop installs it in one click.

Download hourly-rate.mcpb

Add this to your MCP client config (Claude Desktop, Cursor, VS Code). Needs Node.js.

{
  "mcpServers": {
    "hourly-rate": {
      "command": "npx",
      "args": [
        "-y",
        "@theluckystrike/mcp-hourly-rate"
      ]
    }
  }
}

One command in your terminal.

claude mcp add hourly-rate -- npx -y @theluckystrike/mcp-hourly-rate

All tools (3)

ToolWhat it does
break_evenThe hourly rate that covers business expenses only: below it, every billable hour loses money.
calculate_rateMinimum hourly rate to hit a desired annual after-tax income, given expenses, billable hours and tax.
what_ifCompare hourly rates across scenarios: change income, hours, expenses or tax per scenario.

Questions

Why is tax applied after expenses?
Tax falls on profit. Expenses are billed at cost, so the formula adds them after grossing up your income for tax.
Does it know my country's tax rates?
No. You enter your own tax rate. No rate table ships with the server.

More in Calculators

Hourly Rate is free

See bundle