FiguresHosted URL
No Tax on Overtime
2025-2028 overtime, tips and senior deductions, to IRS rules.
Free. No paid tier, no key. Source on GitHub
What you get
Count only the overtime premium
Warehouse worker in Dayton, Ohio
| Tool call | What it did |
|---|---|
| calculate_overtime_deduction | Keeps only the FLSA premium and applies the cap and phase-out |
$100 of qualified overtime, not $200, because only the premium counts (IRS FS-2026-13 A16).
Works out the new federal deductions for overtime, tips and people 65 or older from the One Big Beautiful Bill Act. It applies the caps and the MAGI phase-out the way Schedule 1-A does, and estimates the federal tax you save.
Made for Hourly workers, Tipped workers, Tax preparers, Retirees
3 requests, start to finish
Example chats. Each one uses real tools of this server, named as they run. The people and firms are made up.
No Tax on Overtime is free. Pro on the other 49 paid servers: $39 once. Free vs Pro
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Example 1 · Warehouse worker in Dayton, OhioCount only the overtime premium
I worked 10 double-time hours at $20 an hour. How much of that is qualified overtime for the deduction?calculate_overtime_deductionKeeps only the FLSA premium and applies the cap and phase-out
$100 of qualified overtime, not $200, because only the premium counts (IRS FS-2026-13 A16).
Saves about 15 min (our estimate)
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Example 2 · Tax preparer in Phoenix, ArizonaEstimate a couple's savings
Married filing jointly, MAGI $142,000, W-2 box 12 TT $9,400, tips $6,000, one spouse is 67. Estimate 2025 federal tax saved.calculate_overtime_deductionApplies the $25,000 joint cap to the box 12 TT amountcalculate_tips_deductionApplies the $25,000 per-return tips capcalculate_senior_deductionApplies $6,000 for the spouse 65 or olderestimate_tax_savingsRuns taxable income through the 2025 brackets
Each deduction with its cap and phase-out, then an estimate of 2025 federal tax saved, with the irs.gov source.
Saves about 30 min (our estimate)
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Example 3 · Bartender in Las Vegas, NevadaCheck who qualifies
Do I qualify for no tax on tips if I file married filing separately?explain_eligibilityExplains filing status, SSN, FLSA and Schedule 1-A rules
No. Married filing separately gets none of the three deductions. The answer names the rule and the form lines.
Saves about 10 min (our estimate)
Free, every tool
Free
$0 no key
Limits read from the code: satellites/no-tax-on-overtime-mcp/src/tools.ts:49 (tool registry; /usr/bin/grep for license|isPro|MCP_LICENSE in src finds nothing)
Install
Works with Claude, Cursor, VS Code and other MCP clients. The hosted URL needs no install at all.
npm no-tax-on-overtime-mcp
Paste this URL as a custom connector in your MCP client. No token, no sign-in.
Connector URL
https://no-tax-on-overtime-mcp.lipmichal.workers.dev/mcp
Add this to your MCP client config (Claude Desktop, Cursor, VS Code). Needs Node.js.
{
"mcpServers": {
"no-tax-on-overtime": {
"command": "npx",
"args": [
"-y",
"no-tax-on-overtime-mcp"
]
}
}
} One command in your terminal.
claude mcp add --transport http no-tax-on-overtime https://no-tax-on-overtime-mcp.lipmichal.workers.dev/mcp # or run it locally claude mcp add no-tax-on-overtime -- npx -y no-tax-on-overtime-mcp
All tools (5)
| Tool | What it does |
|---|---|
calculate_overtime_deduction | Deduction for qualified overtime after the $12,500 cap ($25,000 joint) and the MAGI phase-out. |
calculate_tips_deduction | Deduction for qualified tips after the $25,000 per-return cap and the MAGI phase-out. |
calculate_senior_deduction | Enhanced $6,000 deduction per person age 65 or older, reduced by 6% of MAGI over $75,000 ($150,000 joint). |
estimate_tax_savings | Combines the three deductions and runs taxable income through the IRS bracket tables for the year to estimate federal income tax saved. |
explain_eligibility | Who qualifies, the excluded filing status, the SSN rule, FLSA exemptions, the W-2 and 1099 boxes, Schedule 1-A lines, and the years covered. |
Questions
Which law is this?
Is it tax advice?
Why does my overtime count for less than I thought?
More in Calculators
No Tax on Overtime is free